Hero background

Find the Right Nursing Home that fits your needs

The fastest way to search and contact with over 14,900 Nursing Homes / Skilled Nursing Facilities in the United States directly

About Nursing Homes

If you or a loved one need around-the-clock care, nursing homes offer both short-term and long-term support for many health conditions.

Is a Nursing Home the right option for you?

ServicesNursing HomesMemory CareAssisted LivingIndependent Living
Skilled Nursing Care
Memory Support
Help With Activities of Daily Living
Socializing and Activities
Nursing Homes in the United States, also known as Skilled Nursing Facilities
Continuing Care Retirement Communities that are also Nursing Homes
Nursing Homes are integrated into hospitals
Nursing Homes don't accept Medicare or Medicaid. Most nursing homes, however, do take one or both.

Paying for Nursing Homes

Understanding Care Facility Expenses

The expenses related to care facilities depend on the level of care required. There are commonly two categories:

  • Temporary Care Services: Often needed for post-surgery recovery or rehabilitation. Insurance may partially cover these costs for limited periods.
  • Continued Care for Chronic Conditions: Ongoing care for chronic conditions can be expensive, with shared room costs averaging around $260 per day in recent data. (costs may vary by region)

Is the cost of nursing home care covered by Medicare?

Medicare Part A does offer limited coverage, up to 100 days of care, for stays in a skilled nursing facility. A benefit period for this coverage commences upon admission to a hospital or skilled nursing facility. This period concludes when you haven't been in a hospital or a skilled nursing facility for 60 days in a row.

Initially, Medicare covers the full cost of the first 20 days of your stay in a skilled nursing facility. However, from the 21st to the 100th day, there is a coinsurance fee, for which you are responsible, that can amount to $200 per day. Should your stay extend beyond the 100-day mark, you will be responsible for all costs.

What are the options for financing nursing home care?

Medicare offers partial coverage for brief periods in a skilled nursing facility, predominantly for short-term care. For enduring nursing home stays, alternative funding methods such as personal savings, investment income, selling assets, or purchasing long-term care insurance are typically required.

Individuals with limited income and assets may qualify for Medicaid, which is mandated to cover nursing home expenses. However, navigating Medicaid eligibility can be intricate as it varies by state. Our guide on Medicaid's relationship with nursing home costs provides further insight.

For homeowners, it's important to note that a primary residence often isn't counted as an asset in Medicaid's qualification process due to federal protections. Nevertheless, after the death of a Medicaid recipient in a nursing home, the state can claim the property for reimbursement unless preemptive estate planning has been executed well in advance of nursing home care. Consequently, some opt for transferring property ownership to relatives or privately funding care to avoid this outcome.

Frequently asked questions